With a MyPriority Silver Travel HSA Off Marketplace plan, you can save with an HSA, plus stay covered on the go when traveling within the United States.

Plan information

Our MyPriority® Silver Travel HSA Off Marketplace plan offers protection in case of a major health event and allows you to save for medical expenses with a Health Savings Account (HSA). Plus, you are covered on the go. Your plan deductible, cost share and maximum out-of-pocket amounts stay the same when you see a participating Cigna Open Access Plus (OAP) provider for covered care outside of Michigan when traveling within the United States.

You get coverage that supports your physical, mental and financial health:

  • In-network costs for covered services out of state with a participating Cigna OAP provider
  • No-cost HSA administration through HealthEquity
  • $0 preventive care, before deductible
  • $0 limited virtual urgent care visits through Corewell Health Virtual Urgent Care, after deductible
  • On-demand mental health support through Teladoc Health Mental Health
  • Access to a large network of high-quality primary care providers across Michigan
  • Award-winning customer service

Network

With an HMO, you choose a primary doctor that coordinates your care. You need to see an in-network doctor unless it's an emergency or you get prior approval. Use our online Find a Doctor directory to check if your doctor is in-network. Change the search parameters from All plans to MyPriority HMO.

With a travel plan, the plan deductible, cost share and maximum out-of-pocket amounts stay the same when a participating Cigna Open Access Plus (OAP) provider is used for covered care while traveling, even outside of Michigan. Find Cigna OAP providers outside of Michigan by searching Cigna's provider directory.

HMO

Metal level

The metal level determines how you and your plan share the costs of care. Silver generally means moderate monthly premiums and moderate out-of-pocket costs when you receive care.

Silver

Deductible

The deductible is the amount you pay for in-network covered health care services before Priority Health begins to pay.

Individual

$4,000

Family

$8,000

Coinsurance

Coinsurance is the percentage of the cost of medical services you have to pay after you've met your deductible. Some services–like preventive care and chronic condition management–are accessible with low or no coinsurance before you meet your deductible.

Plan pays

80%

You pay

20%

Out-of-pocket limit

This is the most you'll pay for covered health care expenses in one year. This amount includes deductibles, coinsurance and copayments for covered services.

Individual

$8,000

Family

$16,000

Tier 1a and Tier 1b drugs

Tier 1 includes low-cost generic drugs, proven to be as safe as brand-name drugs. Some drugs for chronic condition management are accessible at low or no cost before you meet your deductible.

Tier 1a

$5 copayment

After deductible

Tier 1b

$15 copayment

After deductible

Doctor visits, ER and Urgent care

Primary care

$15 copayment

After deductible | Evaluation only

Specialist

$50 copayment

After deductible | Evaluation only

Mental health

$15 copayment

After deductible | Initial outpatient mental health visit is covered in full, before deductible.

Urgent care

$75 copayment

After deductible

Retail health clinic

$75 copayment

After deductible

Emergency room

$250 copay + 20% coinsurance

After deductible | Emergency room copayment is waived if admitted.

Virtual care

See a provider through Corewell Health Virtual Urgent Care. This care is accessed through your Priority Health member account and is best for treating minor illnesses and injuries like ear infections, fevers, coughs, minor burns or bites.

Virtual urgent care

Covered in full

After deductible

Virtual primary care

Covered in full

After deductible

Services

Diagnostic tests

20% coinsurance

After deductible

Labs

20% coinsurance

After deductible

X-rays

20% coinsurance

After deductible

Radiology services

20% coinsurance

After deductible

Chiropractic manipulation

20% coinsurance

After deductible | Chiropractic manipulation benefits cover 30 visits per year, including maintenance visits.

Outpatient physical & occupational therapy

20% coinsurance

After deductible | Physical therapy and occupational therapy have a combined limit of 30 visits per year.

Preventive care

Covered in full

Before deductible

Maternity | Routine prenatal and postnatal care

Covered in full

Before deductible | Delivery and nursery care are covered with 20% coinsurance, after deductible.

The features and benefits shown on this page are intended to give you an overview of what this plan covers. For more details, please refer to the Summary of Benefits and Coverage.

Attention: This website is operated by Priority Health and is not the Health Insurance Marketplace® website at HealthCare.gov. This website does not display all Qualified Health Plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace website at HealthCare.gov.

Also, you should visit the Health Insurance Marketplace website at HealthCare.gov if:

  • You want to select a catastrophic health plan

1CMS scores qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS) based on third-party validated clinical measure data and QHP Enrollee Survey responses. CMS calculates QRS ratings yearly on a 5-star scale. QHP issuers work with HHS-approved survey vendors that independently conduct the survey each year. QRS ratings and QHP Enrollee Survey results may change from year to year.