Medicare Parts A and B "Test yourself" transcript

What do Medicare Parts A and B cover?

Choose one answer:

  1. All of my hospital and medical expenses
  2. All of my hospital and medical expenses, including prescription drugs
  3. Most of my hospital and medical expenses

Answers:

  1. All of my hospital and medical expenses: Not exactly. Original Medicare (Parts A and B) covers most of your hospital costs, doctor visits and everyday medical expenses, but only after you pay your Part B premium and Parts A and B deductibles.
  2. All of my hospital and medical expenses, including prescription drugs: No. Original Medicare (Parts A and B) only covers most of your hospital and medical costs (after you pay your Part A and Part B deductibles and Part B premium). It doesn't include prescription drug coverage.
  3. Most of my hospital and medical expenses: Correct. It covers most of your hospital costs after you pay your Part A deductible, and 80% of the cost of doctor visits and everyday medical expenses after you pay your Part B deductible and your Part B premium.

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