Michigan Medigap Plan F insurance

Medicare Part A

Hospitalization

Coverage per benefit period for semi-private room and board, general nursing and miscellaneous services and supplies.

Skilled nursing facility care

Coverage per benefit period. You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital.

Blood

Hospice

Available as long as your doctor certifies you are terminally ill and you elect to receive these services

Medicare Part B

Physician and outpatient services

You must meet your Part B deductible once each calendar year (Jan. 1 - Dec. 31). Once you have been billed $240 in Medicare-approved amounts for covered services, you have met your Part B deductible for the calendar year. 

Medical expenses: In or out of the hospital and outpatient hospital treatment, such as physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment.

Medicare preventive care

Blood

Clinical laboratory services

Medicare Parts A & B

Home health care

Medicare-approved services

Other benefits: Services not covered by Medicare

Foreign travel

Emergency care services beginning during the first 60 days of each trip outside the U.S.

When you exhaust your Medicare Part A benefits, Priority Health then pays whatever amount Medicare would have paid for, for an additional 365 days. During this time the hospital can't bill you for any difference between its billed charges and the amount Medicare would have paid.