Take a look at a MyPriority HSA plan

High-quality care that comes with lower premiums and federal tax benefits.

Page last updated on: 4/03/25

We think an HSA plan is your perfect match.

Our MyPriority® HSA plans are great options if you tend to be healthy and prioritize savings. These plans offer you protection in case of a major health event and allow you to save for medical expenses with a Health Savings Account (HSA). With an HSA, you can take advantage of federal tax benefits and roll over any unused funds into the next year.

MyPriority offers three HSA plans:

What you can expect from a MyPriority HSA plan

  • Free HSA partner: HealthEquity® will set up your HSA banking account and help you manage it.
  • On-demand mental health support: Get access to Teladoc Health Mental Health, a digital solution that helps with stress, anxiety, chronic pain and more. It can be self-directed or used with coaching support at no cost.
  • Chronic condition management: Before your deductible is met, certain services, supplies and prescriptions used to treat common long-term health conditions are covered with cost share or in full.
  • Diabetes management: Before your deductible is met, certain supplies, treatments, prescriptions and tests are covered with cost share or in full.
  • Rx savings: Pay the lowest price available for your prescriptions with MyPriority's PriceMyMeds. It evaluates every prescription in real time for savings. 
  • Award-winning customer service1: Our Michigan-based enrollment specialists are available to answer your questions, provide quotes and assist with enrollment. More help. Less hassle.

What is a high-deductible health plan (HDHP)?

A high-deductible health plan (HDHP) is a type of health coverage with a higher annual deductible compared to other plans. While you'll pay more out-of-pocket before your coverage kicks in, you'll benefit from lower monthly premiums. Additionally, enrolling in an HDHP makes you eligible for a tax-advantaged health savings account (HSA).

Check out this video to learn more.

Plan for the cost of care ahead of time

Knowing the cost of care before you receive it could save you thousands of dollars. That's why we created Cost Estimator, a tool powered by our trusted partner Healthcare Bluebook. It comes with every plan.

Using Cost Estimator:

  1. Saves you money
  2. Tells you what to expect
  3. It puts you in control

Watch this video to see how it works.

Learn more about a health savings account (HSA)

A health savings account (HSA) is a type of personal savings account you can set up to pay certain health care costs. An HSA allows you to put money away and withdraw it tax-free, if you use it for qualified medical expenses, like deductibles, copayments, coinsurance and more. Generally, health coverage premiums aren't considered qualified medical expenses.

 This bank account is only available to those enrolled in a qualified high-deductible health plan (HDHP).

  • No federal income tax. Often referred to as a triple-tax advantaged account, you aren't taxed on money you put into it, or on the interest you earn, in an HSA account. You also don't pay tax on withdrawals for qualified medical expenses.
  • No expiration date on funds. Your HSA contributions don't expire. The money stays in the HSA until you use it. Once you turn 65, you can use the money in your HSA for anything you want. If you don't use it for qualified medical expenses, it counts as income when you file your taxes. Upon your death, any amounts remaining in the HSA transfer to the beneficiary named in your account.
  • Use for spouse and dependents expenses. You can use your HSA to pay for qualified medical expenses for your spouse and your eligible dependents, even if you do not cover them under your HSA-POS plan. There are rules, refer to irs.gov publication 502 for all the details.
  • You keep your HSA. You can keep your HSA, even if you leave or retire from your job.

Priority Health members have access to a free HSA partner, HealthEquity®. They will assist you in setting up your HSA banking account and then help you manage it with 24/7 member services, an award-winning mobile app and a convenient help center. They take the guesswork out.

Banks, credit unions and other financial institutions also offer HSA accounts that can be used with MyPriority® HSA plans.

Want to see if there's a better fit?

Take the quiz again

Save on your monthly premium while planning for your health care and future.

Get a free quote and find out if you qualify for additional savings on your monthly premium through a federal subsidy.

See plans and prices

1America's Best Customer Service 2025 | Newsweek