MyPriority Balanced Silver Off Marketplace

The MyPriority® Balanced Silver Off Marketplace plan is a good balance between having coverage in case of a major health care need and the reassurance of access to routine and general care for just a copay before you meet your annual deductible. With certain benefits and services at low or zero cost, we'll help you balance saving money and staying healthy.

If you don't qualify for a federal subsidy – or would rather not use one – you can save money on your monthly premium by enrolling in the MyPriority Balanced Silver Off Marketplace plan directly with Priority Health. This plan comes with the same coverage as the Marketplace plan but without the associated fees.

You get coverage that supports your physical, mental and financial health:

  • Low Tier 1a and Tier 1b prescription drug copays, before deductible
  • Chronic condition management and low-cost benefits for some of the most common conditions
  • $0 preventive care
  • $0 limited virtual urgent care visits through Corewell Health Virtual Urgent Care, before deductible
  • On-demand mental health support through Teladoc Health Mental Health
  • Access to a large network of high-quality primary care providers across Michigan
  • Award-winning customer service

Network

HMO

An HMO provides care through a designated network of doctors, specialists and facilities that members must use in order to be covered by the plan. A primary care provider coordinates your care and you need to see an in-network doctor unless it's an emergency or you get prior approval.

Use our online Find a Doctor directory to check if your doctor is in-network. Change the search parameters from All plans to MyPriority HMO.

Metal level

Silver

The metal level determines how you and your plan share the costs of care. Silver generally means moderate monthly premiums and moderate out-of-pocket costs when you receive care.

Deductible

$3,400
Individual
$6,800
Family

The deductible is the amount you pay for in-network covered health care services before Priority Health begins to pay.

Coinsurance

70%
Plan pays
30%
You pay

Coinsurance is the percentage of the cost of medical services you have to pay after you've met your deductible. Some services – like preventive care and chronic condition management – are accessible with low or no coinsurance before you meet your deductible.

Out-of-pocket limit

$9,000
Individual
$18,000
Family

Your annual maximum cost. The most you'll pay for health care services including copays and prescription drugs in one year.

Office visits

$30 copayment
Primary care
(evaluation only)
Before deductible
$70 copayment
Specialist
(evaluation only)
Before deductible
$30 copayment
Mental health
Before deductible
 

Initial outpatient mental health visit is covered in full, before deductible.

Tier 1a and Tier 1b drugs

$5 copayment
Tier 1a
Before deductible
$20 copayment
Tier 1b
Before deductible

Tier 1 includes low-cost generic drugs, proven to be as safe as brand-name drugs.

Urgent care and Retail health clinics

$75 copayment
Urgent care
Before deductible
$75 copayment
Retail health clinic
Before deductible

Emergency room

$250 copay + 30% coinsurance
Emergency room
After deductible

Emergency room copayment is waived if admitted.

Virtual care

Covered in full
Virtual urgent care
Before deductible
$10 copayment
Virtual primary care
Before deductible

See a provider through Corewell Health Virtual Urgent Care. This care is accessed through your Priority Health member account and is best for treating minor illnesses and injuries like ear infections, fevers, coughs, minor burns or bites.

Virtual primary care is offered through Corewell Health's Virtual Primary Care Practice in West Michigan when you select a Corewell Health Virtual Primary Care Practice provider as your designated PCP.

Rehabilitation services

30% coinsurance
Chiropractic manipulation
After deductible
30% coinsurance
Outpatient physical/occupational therapy
After deductible

Chiropractic manipulation benefits cover 30 visits per year, including maintenance visits.

Physical therapy and occupational therapy have a combined limit of 30 visits per year.

Preventive care

Covered in full
Before deductible

Preventive services help you avoid potential health problems or find them early when they are most treatable before you feel sick or have symptoms. See our Preventive Health Care Guidelines for a list of covered preventive services.

Maternity

Covered in full
Routine prenatal and postnatal care
Before deductible

Delivery and nursery care are covered with 30% coinsurance, after deductible.

Diagnostic tests, X-rays, lab services and radiology services

30% coinsurance
After deductible

The features and benefits shown on this page are intended to give you an overview of what this plan covers. For more details, please refer to the Summary of Benefits and Coverage.