Employer health plans
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HMO
Health Maintenance Organization
Broad coverage directed by Primary Care
- Requires primary care provider (PCP) assignment
- No referrals for in-network specialists
- Cost savings with limited coverage outside the plans network
- Coverage for employees who reside in Michigan
- Ideal for employers with in-state employees looking to manage medical costs
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POS
Point of Service
PCP-driven care without provider limitations
- Requires primary care providers (PCP) assignment
- No referrals for in-network specialists
- Broad in-network coverage benefits with higher cost share for out-of-network access
- Coverage for in- and out-of-state employees
- Ideal for employers looking for flexible network benefits yet want the cost saving of an HMO
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PPO
Preferred Provider Organization
Comprehensive coverage without provider limitations
- No requirement to choose a primary care provider
- No referrals for in-network specialists
- Broad access to in-network and out-of-network providers; employees will have a higher cost share for out-of-network providers
- Coverage for in and out-of-state employees
- Ideal for employers with out-of-state employees or looking to expand operations out of Michigan
Get a more in-depth look at our plan options. Download the Large group solutions guide
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Featured solutions
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Health engagement and navigation solutions
Priority Health offers solutions with personalized support, guiding members through the healthcare system based on their unique needs.
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Network solutions
Priority Health offers innovative solutions to help employers save on their plan in new ways - without sacrificing employee benefits.
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Wellbeing solutions
Priority Health provides innovative and engaging wellbeing resources for employees to help prioritize their health both at work and at home.