2025 employee premium rates

These rates do not apply to all enrollees. If you are in a special enrollment category, refer to your special "Guide to Federal Benefits," or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Value option - a great value, our lowest monthly premium plan

The value plan features our lowest premiums and better-than-basic benefits. Explore plan details

Self only (Enrollment code: Y41)

$60.56
Your share; bi-weekly
$131.21
Annuitant; monthly

Self plus one (Enrollment code: Y43)

$133.23
Your share; bi-weekly
$288.66
Annuitant; monthly

Self and family (Enrollment code: Y42)

$142.31
Your share; bi-weekly
$308.34
Annuitant; monthly


Standard option - our most popular plan

Offers all the necessary coverage at an affordable premium and deductible. Explore plan details

Self only (Enrollment code: LE4)

$88.39
Your share, biweekly
$191.52
Annuitant; monthly

Self plus one (Enrollment code: LE6)

$194.47
Your share, biweekly
$421.35
Annuitant; monthly

Self & family (Enrollment code: LE5)

$207.72
Your share, biweekly
$450.07
Annuitant; monthly

High option - highest premium plan but offers $0 deductible 

A great option for those who find comfort in knowing their coverage will cost less out of pocket if and when it's needed.  Explore plan details. 

Self only (Enrollment code: LE1)

$391.29
Your share, biweekly
$847.80
Annuitant; monthly

Self plus one (Enrollment code: LE3)

$866.63
Your share, biweekly
$1,877.70
Annuitant; monthly

Self & family (Enrollment code: LE2)

$905.81
Your share, biweekly
$1,962.59
Annuitant; monthly