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Page last updated on: 3/14/25

HSAs

Health savings accounts

  • Ideal for employers who want to take advantage of tax savings and encourage employees to do so as well
  • Allow employees to save money through the HSA triple-tax advantage: tax-free contributions, tax-free account growth, and tax-free distributions for qualified medical expenses

FSAs

Flexible savings accounts

  • Ideal for employers who want to save employees' money by allowing them to set aside tax-free dollars to pay for dependent care and/or certain health care expenses that are not paid for by their health insurance plan

HRAs

Health reimbursement arrangements 

  • Ideal for employers who want to reduce premiums by moving to a higher deductible plan without reducing employee benefit
  • Flexibility to choose the design and features that work best with simplified and integrated administration

Additional medical coverage

Dental coverage

Delta Dental PPO/Delta Dental Premier

  • Access to more than 94% of licensed dentists in Michigan
  • Discounted fees for service, lowering premiums and claims costs

Vision coverage

PriorityVision with EyeMed

  • Access to the largest provider network in Michigan and nationwide
  • Discounts for glasses and contacts
  • Easy online administration

Pharmacy coverage

PriorityPharmacy with Express Scripts

  • Broad National Network of pharmacies
  • Robust drug discounts with lowest pharamacy cost trend in Michigan
  • Cost containment programs and copay assistance support for members